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Auto Insurance

What is Car Insurance?

Car insurance helps provide financial protection for you, your family, other passengers, and your vehicle. You can choose the amount of protection by selecting your coverages and limits. An auto insurance policy can provide coverage for:

Understand your auto insurance coverage options

Most car insurance companies tell you what they cover, but how does car insurance coverage work if you need to use it? We’ve broken down some common coverages to help make sense of it all.

Medical

You’re hurt in a car accident and need to take an ambulance to the hospital. This will help to cover the cost.

Bodily Injury Liability

You’re at fault in a collision where someone hurts their wrist. This can help cover their medical expenses

Property Damage

You back out of your driveway and hit your neighbor’s fence (it happens). The cost to repair the fence can be covered.

What is collision insurance?

Coverage for damage to your car caused by hitting another car or object (like a tree or fence). This is an optional coverage in most states, meaning you can choose to add it to your policy.

Do I need collision insurance?

If you don't have it, you could be on the hook for paying for repairs completely out-of-pocket. If your car is new or has good value (or you just don't want a hefty repair bill), collision coverage is probably right for you. Keep in mind, you might be required to have collision insurance if you finance or lease your car

What Is Comprehensive Insurance?

Comprehensive insurance is coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive, sometimes called "other than collision" coverage, typically covers damage from fire, vandalism, or falling objects (like a tree or hail)

What is property insurance?

Property insurance is a type of insurance policy that can provide coverage for property owners or renters. Examples of property insurance include homeowners, renters, and flood insurance policies. These policies can provide coverage for damages caused by fire, flooding, theft, weather, and other risks.

Business Hours

Monday – Friday: 9am – 6pm
Saturday: Closed
Sunday: Closed

Please select your type of claim and follow the instructions there.

For commercial insurance, please contact
(713) 316-0866 directly or request a callback in the form below.

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