National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison, TX, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. LSW is not an authorized insurer in New York and does not conduct insurance business in New York. The Lifetime Income Benefit Rider, form series 20412/20152/20235/8932 (NLIC) and 20266/20153/20205/8949 (LSW), is optional, may not be available in all states, and is only available on indexed universal life insurance policies issued by National Life Insurance Company (NLIC) and Life Insurance Company of the Southwest (LSW). Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. This rider provides a benefit for the life of the insured if certain conditions are met, including but not limited to the insured's attained age being between age 60 and 85, and that the policy has been in force at least 10 years. Insufficient policy values, outstanding policy loans, and other considerations may also restrict exercising the rider, Receipt of income benefits will reduce the policy's cash value and death benefit and may terminate other riders or reduce their benefits. There is a monthly charge from the accumulated value during the income payment period. Guarantees are dependent upon the claims-paying ability of the issuing company. One National Life Drive, Montpelier, VT 05604 | 1-800-906-3310 | www.NationalLifeGroup.com No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value Not insured by any federal or state government agency Guarantees are dependent upon the claims-paying ability of the issuing company. TC95316(0517)3